Most people pay minimums and hope. You're about to calculate the finish line. That's the difference.
Drag the slider or tap a chip. Watch your payoff date move up and your interest shrink.
The calculator shows the math. Get the 3 moves that make the math hit itself — plus your full payoff timeline.
90 minutes, one-on-one. We map your numbers to a custom payoff sequence — live.
Paying more than the minimum is step one. Knowing which debt to hit first is the rest.
GET THE COMPLETE VAULT — ALL 12 SYSTEMS, $127 or talk it through in a $149 session →